Calc settings file

[Jay Belanger]

The calc settings file (`calc-settings-file') defaults (supposedly) to
the user init file.  When calc starts up, it makes sure that this file
is loaded, but if it is the user init file, it doesn't want to load it
again.  So there is a check to see if the init file name contains
the string `.emacs'.  I don't use my init file as my calc settings
file (and there is a comment in calc.el saying the default should be
changed), and I want to put my calc settings file somewhere in my
.emacs.d directory. (Maybe a natural place to put it, at least a
reasonable place to put it.)  If I put it there, however, calc spots
the .emacs in the .emacs.d/ part of the settings file name, and so it
doesn't load this file when calc starts.
This seems like a bug to me.
An easy way to fix it would be to change the default calc settings
file, and then removing the check for `.emacs' in the file name.

Jay