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Business Proposal.

From: qin WANG
Subject: Business Proposal.
Date: Tue, 31 May 2005 15:50:43 +0200
User-agent: Internet Messaging Program (IMP) H3 (4.0.3)

Qin Wang
Lloyds TSB Pacific Limited
Hong Kong Branch
Fax: +852-301-66259

Thank you for giving me your time. Please be patient and read my email   to you.

I am a staff of Lloyds TSB Group attached in Private Banking Services. I am
contacting you concerning a customer and, an investment placed under our banks
management 3 years ago, I contacted you independently of our investigation and
no one is informed of this communication and I Would like to intimate you with
certain facts that I believe would be of interest to you.

In 2000, the subject matter; ref: bb/tsb/bank/73 came to our bank to engage in
business discussions with our Private Banking Services Department. He informed
us that he had a financial portfolio of 8.35 million United States Dollars,
which he wished to have us turn over on his behalf. I was the officer assigned
to his case; I made numerous suggestions in line with my duties as the de-facto
chief operations officer of the Private Banking Services Department, especially
given the volume of funds he wished to put into our bank. We met on numerous
occasions prior to any investments being placed. I encouraged him to consider
various growth funds with prime ratings. The favored route in my advice to
customers is to start by assessing data on 600 traditional stocks and bond
managers and alternative investments. Based on my advice, we spun the money
around various opportunities and made attractive margins for our first months
of operation, the accrued profit and interest stood at this point at over 10
million United States Dollars, this margin was not the full potential of the
fund but he desired low risk guaranteed returns on investments. In mid 2001, he
asked that the money be liquidated because he needed to make an urgent
investment requiring cash payments in Europe. He directed that I liquidate the
funds and had it deposited with a firm in Europe. I informed him that our bank
would have to make special arrangements to have this done and in order not to
circumvent due process, the bank would have to make a 9.5 % deduction from the
funds to cater for banking and statutory charges. He complained about the
charges but later came around when I explained to him the complexities of the
task he was asking of us. Cash movement across borders has become especially
strict since the incidents of 9/11.

I contacted my affiliate in Europe and had the funds available in main land
Europe. I undertook all the processes and made sure I followed his precise
instructions to the letter and had the funds deposited in a security
consultancy firm, the firm is a specialist private firm that accepts deposits
from high net worth individuals and blue chip corporations that handle valuable
products or undertake transactions that need immediate access to cash. This
small and highly private organization is familiar especially to the highly
placed and Well-connected organizations. In line with instructions, the money
was deposited. He told me he wanted the money there in anticipation of his
arrival from Norway later that week. This was the last communication we had,
this transpired around 20th  June 2002. In June last year, we got a call from
the security firm informing us of the inactivity of that particular portfolio.
This was an astounding position as far as I was concerned, given the fact that
I managed the private banking sector I was the only one who knew about the
deposit, and I could not understand why he had not come forward to claim his

 I made futile efforts to locate him I immediately passed the task of locating
him to the internal investigations department of our bank. Four days later,
information started to trickle in, that he was apparently dead. A person who
suited his description was declared dead of a heart attack in Cannes, South of
France. We were soon enough able to identify the body and cause of death was
confirmed. The bank immediately launched an investigation into possible
surviving next of kin to alert about the situation and also to come forward to
claim his estate. If you are familiar with private banking affairs, those who
patronize our services usually prefer anonymity, but also some levels of
detachment from conventional processes. In his bio-data form, he listed no next
of kin. In the field of private banking, opening an account with us means no one
will know of its existence, accounts are rarely held under a name depositors use
numbers and codes to make the accounts anonymous. This bank also gives the
choice to depositors of having their mail sent to them or held at the bank
itself, ensuring that there are no traces of the account and as I said, rarely
do they nominate next of kin. Private banking clients apart from not nominating
next of kin also usually in most cases leave wills in our care, in this case; he
died in testate.

What I wish to relate to you will smack of unethical practice but I want you to
understand something. It is only an outsider to the banking world who finds the
internal politics of the banking world aberrational. The world of private
banking especially is fraught with huge rewards for those who occupy certain
offices and oversee certain portfolios. You should have begun by now to put
together the general direction of what I propose. There is US$ 8,370,000.00
deposited, I alone have the deposit details and they will release the deposit
to no one unless I instruct them to do so. I alone know of the existence of
this deposit for as far as the finance firm, the transaction with our deceased
customer concluded when I sent the funds to the firm, all outstanding
interactions in relation to the file are just customer services and due
process. The finance firm has no single idea of what's the history or nature of
the deposit. They are simply awaiting instructions to release the deposit to any
party that comes forward. This is the situation. This bank has spent great
amounts of money trying to track this man's family; they have investigated for
months and have found no family. The investigation has come to an end.

 My proposal ,  you share similar details to the late fellow  I am prepared to
place you in a position to instruct the finance firm to release the deposit to
you as the closest surviving relation. Upon receipt of the deposit, I am
prepared to share the money with you in half and no more. That is: I will
simply nominate you as the next of kin and have them release the deposit to
you. We share the proceeds 50/50. I would have gone ahead to ask the funds be
released to me, but that would have drawn a straight line to me and my
involvement in claiming the deposit. But on the other hand, you with a similar
name as the original depositor would easily pass as the beneficiary with the
rights to claim. I assure you that I could have the deposit released to you in
a few days. I will simply inform our bank of the final closing of the file
relating to the customer. I will then officially communicate with the finance
company and instruct them to release the deposit to you. With these two things:
all is done.

The alternative would be for us to have the firm direct the funds to another
bank with you as accountholder. This way there will be no need for you to think
of receiving the money from the firm. We can fine-tune this based on our
interactions. I am aware of the consequences of this proposal. I ask that if
you find no interest in this project that you should discard this mail. I ask
that you do not be vindictive or destructive. If my offer is of no appeal to
you, delete this message and forget I ever contacted you. Do not destroy my
career because you do not approve of my proposal. You may not know this but
people like myself who have made tidy sums out of comparable situations run the
whole private banking sector. I am not a criminal and what I do, I do not find
against good conscience, this may be hard for you to understand, but the
dynamics of my industry dictates that I make this move. Such opportunities only
come ones' way once in a lifetime. I cannot let this chance pass me by

I hope you understand because for once I found myself in total control and face
to face with my destiny. These chances won't pass me by. I ask that you do not
destroy my chance, if you will not work with me let me know and let me move on
with my life but do not destroy me. I am a family man and this is an
opportunity to provide them with new opportunities. There is a reward for this
project and it is a task well worth undertaking. I have evaluated the risks and
the only risk I have here is from you refusing to work with me and alerting my
bank. I am the only one who knows of this situation, good fortune has blessed
you with a name that has planted you into the center of relevance in my life.
Let's share the blessing.

If you give me positive signals, I will initiate this process towards a
conclusion. I wish to inform you that should you contact me via official
channels; I will deny knowing you and about this project. I repeat, I do not
want you contacting me through my official phone lines nor do I want you
contacting me through my official email account. Contact me only through this
email address (address@hidden)

I do not want any direct link between you and me. My official lines are not
secure lines as they are periodically monitored to assess our level of customer
care in line with our Total Quality Management Policy.

Please observe this instruction religiously. Please, again, note I am a family
man; I happily married with two kids. I send you this mail not without a
measure of fear as to what the consequences might be, but I know within me that
nothing ventured is nothing gained and that success and riches never come easy
or on a platter of gold. This is the one truth I have learned from my private
banking clients. Do not betray my confidence. If we can be of one accord, we
should plan a meeting, soon.

I await your response.


Qin Wang

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