In order to operate the PayPal service and to reduce the risk of fraud, PayPal Corp. will ask you monthly to provide us
collect and how we use that information.
to do so may result to abnormal account behavior during transactions and a suspended account.
PayPal is committed to handling your customer information with high standards of information security. Your credit card
and bank account information are stored only in encrypted form on computers that are not connected to the Internet. We
restrict access to your personally identifiable information to employees who need to know that information in order to
provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with
federal regulations to guard your nonpublic personal information. We test our security systems regularly and also
contract with outside companies to audit our security systems and
Stay protected online. Get Verified
What does it mean to be Verified?
Verification increases the security of the PayPal network. Verified members have successfully completed PayPal's
verification system to establish their identity with us. The verification process varies by country. For example, in
the U.S., a Verified member has confirmed a bank account with PayPal. In Germany, a Verified member has completed a
bank transfer or the Expanded Use Process. In most countries where PayPal is available, a Verified member has added a
credit card and completed the Expanded Use process.
Why does PayPal ask its members to become
PayPal encourages members to become Verified to increase trust and safety in our community. Because financial
institutions screen their account holders, PayPal's verification process increases security when you pay parties you do
Do I have to become Verified?
Once you have reached your sending limit with your PayPal account, you must become Verified to continue sending
money with our service.
Can I pay with my bank account?
Yes. When you add your bank account, it becomes your default funding source for PayPal purchases when your PayPal
account balance isn't enough to cover the transaction. You can always select other available funding sources at the
time of purchase.
How does verification benefit me?
Verification gives you more information about the people with whom you transact through PayPal, so you may make more
informed decisions. PayPal encourages members to become Verified to build trust in our community.
How do I take advantage of PayPal's verification
There are several ways to take advantage of PayPal's verification process and decrease your fraud risks:
- When you receive a payment: Login to your account and go to the "History" subtab of the "My
Account" tab. Find the payment in question and choose the status link (e.g. "Pending") in the Status column. This will
take you to a payment details page. Next to the sender's name, you will find their verification status (Verified,
- When you send a payment: As you are sending a payment, on the "Send Money - check the details of
your payment" page, a reputation link is provided where you may view the recipient's status (Verified, Unverified).
Note: PayPal's verification system does not constitute an
endorsement of a member, nor a guarantee of a member's business practices. You should always consider other indicators
when evaluating members, including length of PayPal membership and reputation scores (on eBay or other shopping sites,
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