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RE: [lmi] tasks 2007: bug 13655 and 13656: years of zeros

From: Boutin, Wendy
Subject: RE: [lmi] tasks 2007: bug 13655 and 13656: years of zeros
Date: Thu, 1 Mar 2007 14:23:14 -0500

Evgeniy Tarassov wrote:
> -----------
> Composite output displays too many durations
> http://savannah.nongnu.org/bugs/?13655
>     cvs checkout - Wed Jul 6 00:54:44 2005 UTC
>     Durations past the life of the youngest individual's
>     mortality age are displayed on a composite. This
>     results in years of zeroes illustrated.
> If I understand it correctly this item and the next one 
> -----------
> Output displays durations past lapse
> http://savannah.nongnu.org/bugs/?13656

> is the same issue.

You are correct, they are the same issues. The above
report is specific to the composite output that is printed
when you do:
  File | New | Census
  Sample product
  Payments tab- 10000 2; 0
  File | Print preview
The problem is the trailing zeros that appear after all other
large numbers stop printing.

>     This defect actually refers to the display of zeros
>     after a lapse on the illustration. Using cvs checkout
>     'lmi-20060829T1922Z' and 'xml_notebook_coli_boli.xrc'
>     consider:
>     File | New | Illustration
>     Sample product
>     Payments tab- 10000 2; 0
>     OK
>     File | Print Preview
>     A lapse occurs on the guaranteed and current basis yet
>     the illustration continues on through maturity displaying
>     years of zeros after the current lapse. This scenario can
>     be observed on the composite as well.
>     I'll assume that this referred to loans and withdrawals.
>     The change committed on 20060725T1423Z should fix that.
>     cvs checkout - Wed Jul 6 00:54:44 2005 UTC
>     Durations past the current lapse year are
>     displayed on both the individual report and
>     composite reports.
> I understand that in the pdf document generated for an illustration
> (and/or census) for certain entered data (as in the example given) the
> output contains alot of zeros. Some charts in that generated pdf
> document contain zero-rows (like the 'Tabular detail' table or the
> 'Numeric summary' table). I do not think i correctly understand the
> term lapse, and how could it be determined from the ledger values (is
> it the first year so that it and every year that follows have 0 (zero)
> Individual payment?).

In generic insurance terms, it is the point in time when there is 
not enough account value to deduct the monthly charges; if the 
deduction causes the account value to become negative, it should 
be considered a lapse on the illustration output. I think that's
what you're calling "zero-rows" in the 'Tabular detail' and 'Numeric

> What should be done to correct the issue?
> Should we "purge" the zero rows from all the tables? 

The trailing zeros should not exist in the pdf output; they should 
terminate the same way the calculation summary handles them.

> Does it have to
> be done on a per-table basis (which means that for one table that
> "lapse" will occure at, say, 51, and for another at 11)? 

Lapse will occur at exactly the same point in time (row) across any

Should we
> eliminate all the empty (zero-only) rows or only such a tail of zero
> tables leaving untouched an empty row if there is some non-zero data
> that follows it in that same table below)?

I don't think that situation could occur. Once the policy lapses,
no more calculations are performed.

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