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Re: [Taler] How about a Non-anonymous Taler?
From: |
Bruno Haible |
Subject: |
Re: [Taler] How about a Non-anonymous Taler? |
Date: |
Sun, 31 Jan 2021 11:20:14 +0100 |
User-agent: |
KMail/5.1.3 (Linux/4.4.0-197-generic; KDE/5.18.0; x86_64; ; ) |
Florian Pelz wrote:
> As I understand it, unlike crypto currencies, Taler needs an exchange
> that has a banking license (at least when trading in fiat currencies).
> Therefore the exchange must invest its money with low risk and little
> profit.
Yes.
> Taler is anonymous, so the exchange cannot make money from
> selling data to credit bureaus (Schufa etc.).
Yes. That is the main feature that distinguishes Taler from other digital
payment systems.
> So I suppose payments
> with Taler would need to be more expensive, unlike cash or crypto?
Yes. See https://taler.net/en/faq.html question "How much does it cost?".
I would expect that competition between different exchanges it sufficient
to keep the fees reasonably low.
> For more adoption, would it therefore make sense to have the Taler
> payment protocol support less expensive non-anonymous payments as
> well?
That would dilute the purpose of GNU Taler.
Bruno